TD TRAVEL INSURANCE
  • Travel insurance is a great option for a comfortable and worry-free trip to your province or abroad. During a foreign trip, you may have a dark accident, sudden illness, or theft of your baggage, such incidents are common and you suffer financial loss, But TD TRAVEL INSURANCE helps you against sudden financial loss and makes your trip smooth and comfortable.
  • TD travel insurance companies have created different plans according to the budget and different preferences of their customers.

TYPES OF TD TRAVEL INSURANCE

Travel insurance is available on four different planes

  1. Single-Trip Medical Insurance plan
  2. Multi-Trip Medical Insurance plan
  3. Trip Cancellation And Medical Insurance Plan
  4. Muti-Trip-All Inclusive Insurance Plan
TD TRAVEL INSURANCE

1: Single-Trip Medical Insurance plan (TD TRAVEL INSURANCE)

  • The single-trip insurance plan provides up to $5 million to the policyholder for emergency medical treatment for a single trip.

Eligibility

  • You must be a citizen of Canada to purchase a single-trip medical plane
  • you can purchase single-trip medical insurance. If you have a government health insurance plan for your province or territory during the trip and at the time of filing the claim.
  • There is no age limit for you and your spouse to buy single-trip medical insurance but your child should be above 15 days of age.
  • If the policy buyer of a single-trip medical plan is above 60 years of age, they have to fill out a medical-related questionnaire.
  • Certain medical conditions may not avail you of the benefit of a single-trip medical plane
  • (TD TRAVEL INSURANCE)

Cover

  • If there is any medical emergency during the trip, the single-trip policyholder will get benefits up to $5 million (CAD) for ambulance service, physician fee, hospital fee, diagnostic service, and purchase of medicines and medical appliances
  • Benefits up to $2,000 if a policyholder requires dental treatment in an emergency during a single-trip medical plane journey.
  • Accommodation and lodging expenses are covered up to $1500 (CAD) if you need to move to another place for treatment and are not served due to an emergency.
  • In this plan, the applicant will get a benefit of up to $300 (CAD). If an insured person requires treatment by a licensed practitioner such as a chiropodist, podiatrist, physiotherapist or chiropractor.
  • Under this plan, if you have to leave the trip and return home due to an emergency, the administration of the TD insurance company will facilitate it.
  • (TD TRAVEL INSURANCE)

NOT COVER

A single-trip plan offers only recognized and sufficient benefits. Some things are not covered by SINGLE-TRIP Medical insurance and are detailed below

  • A single-trip plan does not cover if the policyholder travels against your doctor’s advice
  • Single-trip insurance does not provide coverage to the policyholder in such a situation if the policyholder has a pre-existing illness.
  • Single-trip insurance plan does not provide cover if a policyholder consumes alcohol, drugs or intoxicants during the journey.
  • Single-trip insurance does not provide coverage if a policyholder is injured due to self-inflicted injury.
  • Single-trip insurance plan does not provide you coverage if you travel against a Canadian government-issued travel advisory.
  • Single-trip insurance does not provide coverage if you do not undergo a doctor’s prescription and prescribed treatment during the trip.
  • Single-trip insurance plan does not cover the policyholder if a baby is born during the trip
  • (TD TRAVEL INSURANCE)
TD TRAVEL INSURANCE

2: Multi-Trip Medical Insurance plan of TD TRAVEL INSURANCE

  • A multi-trip insurance plan will cost you less than a single-trip insurance plan as this plan will cover the policyholder for up to $5 million per specified maximum trip.

Eligibility

  • You must be a citizen of Canada to purchase a multi-trip medical plane
  • you can purchase multi-trip medical insurance. If you have a government health insurance plan for your province or territory during the trip and at the time of filing the claim.
  • There is no age limit for you and your spouse to buy multi-trip medical insurance but your child should be above 15 days of age.
  • Certain medical conditions may not avail you of the benefit of a multi-trip medical plane
  • If the policy buyer of a single-trip medical plan is above 60 years of age, they have to fill out a medical-related questionnaire.
  • If you have to travel abroad frequently and your age is between 15 days to 70 years then a Multi-trip medical insurance plan provides the option to select a maximum of trips 4,9,16 and 30 consecutive days.
  • If you have to travel abroad frequently and your age is 80 or above 80 years then a Multi-trip medical insurance plan provides the option to select a maximum of trips of 4,9 and 16 consecutive days.
  • (TD TRAVEL INSURANCE)

Cover

  • If there is any medical emergency during the trip, the multi-trip policyholder will get benefits up to $5 million (CAD)per trip for a predetermined period of coverage for ambulance service, physician fee, hospital fee, diagnostic service, and purchase of medicines and medical appliances.
  • Benefits up to $2,000(CAD)per trip for a predetermined period of coverage if a policyholder requires dental treatment in an emergency during a multi-trip medical plane journey.
  • Accommodation and lodging expenses are covered up to $1500 (CAD) per trip for a predetermined period of coverage if you need to move to another place for treatment and are not served due to an emergency.
  • In this plan, the applicant will get a benefit of up to $300 (CAD) per trip for a predetermined period of coverage. If an insured person requires treatment by a licensed practitioner such as a chiropodist, podiatrist, physiotherapist or chiropractor.
  • Under this plan, if you have to leave the trip and return home due to an emergency, the administration of the TD insurance company will facilitate it.
  • (TD TRAVEL INSURANCE)

Note cover

  • The multi-trip insurance plan does not cover if the policyholder travels against your doctor’s advice
  • The multi-trip insurance plan does not provide coverage to the policyholder in such a situation if the policyholder has a pre-existing illness.
  • The multi-trip insurance plan does not provide cover if a policyholder consumes alcohol, drugs or intoxicants during the journey.
  • the multi-trip insurance plan does not provide coverage if a policyholder is injured due to self-inflicted injury.
  • The multi-trip insurance plan does not provide you coverage if you travel against a Canadian government-issued travel advisory.
  • The multi-trip insurance plan does not provide coverage if you do not undergo a doctor’s prescription and prescribed treatment during the trip.
  • The multi-trip insurance plan does not cover the policyholder if a baby is born during the trip
  • (TD TRAVEL INSURANCE)

3 Trip Cancellation And Medical Insurance Plan

this plan is ideal for travellers who are only troubled by trip cancellations, trip delays, getting lost baggage and who do not need medical coverage. This plan gives travellers single-trip coverage for domestic travel within Canada and travels abroad outside of Canada

Eligibility

  • You must be a citizen of Canada to purchase a single-trip medical plane
  • you can purchase single-trip medical insurance. If you have a government health insurance plan for your province or territory during the trip and at the time of filing the claim.
  • There is no age limit for you and your spouse to buy single-trip medical insurance but your child should be above 15 days of age.
  • If the policy buyer of a single-trip medical plan is above 60 years of age, they have to fill out a medical-related questionnaire.
  • Certain medical conditions may not avail you of the benefit of a single-trip medical plane
  • This policy must be purchased through your travel agent prior to travel and you must be in Canada
  • (TD TRAVEL INSURANCE)

Cover

  • If the policyholder’s journey is cancelled for any reason before the time of departure, the pre-selected amount is paid to the policyholder. you can select $250000 as the maximum amount in this plan.
  • If the policyholder’s journey is disrupted for any reason after the time of departure, the pre-selected amount is paid to the policyholder. you can select $250000 as the maximum amount in this plan
  • Policyholders will get covered up to $1000 If a traveller or his baggage is harmed during the journey by thieves, by robbery, by fire or during transportation.
  • If your checked baggage is delayed more than 12 hours by a common carrier, the policyholder is reimbursed up to $400.
  • The insured person or their nominee gets compensation of up to $20,000 If a policyholder dies aboard an aircraft or suffers amputation of any body part.
  • The insured person or their nominee gets compensation of up to $10,000 If a policyholder dies aboard a common carrier. or suffers amputation of any body part.
  • (TD TRAVEL INSURANCE)

Note cover

  • Trip Cancellation And Medical Insurance Plan does not cover if the policyholder travels against your doctor’s advice
  • Trip Cancellation And Medical Insurance Plan does not provide coverage if a policyholder is injured due to self-inflicted injury.
  • Trip Cancellation And Medical Insurance Plan does not provide you coverage if you travel against a Canadian government-issued travel advisory.
  • Trip Cancellation And Medical Insurance Plan does not cover the policyholder if a baby is born during the trip
  • If you already have any other insurance policy then you will not get covered in this plan.
  • If there is any loss due to war to the policyholder during the journey then the coverage is not available.
  • There is no compensation if the policyholder suffers a loss during the journey due to a labour strike
  • (TD TRAVEL INSURANCE)

4 Multi-Trip All-Inclusive plan

  • This plan is a combination of Single-trip medical insurance, multi-trip medical insurance and trip cancellation and interception insurance plan.
  • In an all-inclusive insurance plan, policyholders get multiple benefits up to a maximum of $5 million

Eligibility

  • You must be a citizen of Canada to purchase a multi-trip medical plane
  • you can purchase multi-trip medical insurance. If you have a government health insurance plan for your province or territory during the trip and at the time of filing the claim.
  • There is no age limit for you and your spouse to buy multi-trip medical insurance but your child should be above 15 days of age.
  • Certain medical conditions may not avail you of the benefit of a multi-trip medical plane
  • If the policy buyer of a single-trip medical plan is above 60 years of age, they have to fill out a medical-related questionnaire.
  • If you have to travel abroad frequently and your age is between 15 days to 59 years then a Multi-trip medical insurance plan provides the option to select a maximum of trips 60 consecutive days.
  • If you have to travel abroad frequently and your age is 60 or above 60 years then a Multi-trip medical insurance plan provides the option to select a maximum of trips 22 or 30 consecutive days.
  • (TD TRAVEL INSURANCE)

Cover

  • If there is any medical emergency during the trip, the multi-trip all exclusive plan policyholder will get benefits up to $5 million (CAD)per trip for a predetermined period of coverage for ambulance service, physician fee, hospital fee, diagnostic service, and purchase of medicines, medical appliances and emergency return home for you, for your insured dependent children and for your insured spouse.
  • If the policyholder’s journey is cancelled for any reason before the time of departure, the pre-selected amount is paid to the policyholder. you can select $250000 per insured person and $5000 per family as the maximum amount in this plan.
  • If the policyholder’s journey is disrupted for any reason after the time of departure, the pre-selected amount is paid to the policyholder. the policyholder can select $5000 per person as the maximum amount in this plan.
  • Policyholders will get covered up to $1000 per covered trip and a maximum $2000 for each annual period of coverage If a traveller or his baggage is harmed during the journey by thieves, by robbery, by fire or during transportation.
  • If your checked baggage is delayed more than 12 hours by a common carrier, the policyholder is reimbursed up to $400 and up to 800 for an annual period of coverage.
  • The insured person or their nominee gets compensation of up to $20,000 and $1000000 for an annual period of coverage If a policyholder dies aboard an aircraft or suffers amputation of any body part.
  • The policyholder gets up to $5,000 in assistance for returning the vehicle and returning home it for any emergency during the trip. If you have insured your home and vehicle through TAD Insurance Meloche Monex, you will get non-medical benefits in case of emergencies during travel.
  • (TD TRAVEL INSURANCE)

Not cover

  • The multi-trip insurance plan does not cover if the policyholder travels against your doctor’s advice
  • The multi-trip insurance plan does not provide coverage to the policyholder in such a situation if the policyholder has a pre-existing illness.
  • The multi-trip insurance plan does not provide cover if a policyholder consumes alcohol, drugs or intoxicants during the journey.
  • the multi-trip insurance plan does not provide coverage if a policyholder is injured due to self-inflicted injury.
  • The multi-trip insurance plan does not provide you coverage if you travel against a Canadian government-issued travel advisory.
  • The multi-trip insurance plan does not provide coverage if you do not undergo a doctor’s prescription and prescribed treatment during the trip.
  • The multi-trip insurance plan does not cover the policyholder if a baby is born during the journey
  • There is no compensation if the policyholder suffers a loss during the journey due to a labour strike
  • (TD TRAVEL INSURANCE)

Important links

Official Website of TD Travel InsuranceClick Here
You Can Also Read This ArticleClick Here
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DISCLAIMERS
  • The post is written for information and study purposes only and we have tried to give the correct information as possible and we are not responsible for any errors.
  • We do not recommend the purchase of any insurance policy and we do not make any kind of promotion
  • Please visit the official website and Read the terms and conditions carefully before applying for a loan
  • Thank you very much for reading our post and giving your valuable time

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