Southern Cross Travel Insurance New Zealand 2023

Southern Cross Travel Insurance New Zealand 2023: Traveling abroad is every person’s dream and it is also exciting for them. But have you ever wondered what if your luggage or passport gets stolen or lost while travelling abroad? You or your family member may also get sick during travel, you or your family members travelling with you may also become a victim of an accident.

But the happy thing is that today we are going to give you a solution to all these problems. Southern Cross Travel Insurance New Zealand 2023 Policies ensure your freedom from all these problems and a worry-free journey. Southern Cross Travel Insurance offers a wide range of plans to suit the different needs and budgets of their customers. plans given below.

  1. International Comprehensive Plan
  2. Annual Multi-Trip Plan
  3. Domestic Plan
  4. Woking Overseas Plan
  5. International Student Plan
  6. Visiting New Zealand

Today we are going to give you detailed information about the international comprehensive plan of Southern Cross Travel Insurance New Zealand 2023 which will be useful for you and your family while travelling abroad. we will give you information about others’ plans in the next post.

Southern Cross Travel Insurance New Zealand 2023

Eligibility To Buy A International Comprehensive Plan

  • Must be a permanent citizen of New Zealand to purchase the International Comprehensive Plan.
  • Must be eligible to receive Government Disability and Public Health Service Funds.
  • The International Comprehensive Plan. is available for overseas travel only.
  • Travellers cannot purchase this plan after leaving Newzealand.
  • The policy does not reimburse if Travelless has made a claim in the past and the claim has been cancelled due to medication fraud.
  • Travellers must have a bank account and email address with Newzealand.
  • A traveller’s journey should end in Newzealand.

Pre-Existing Medical Cover

  • Travellers are required to declare pre-existing medical conditions and answer certain health-related questionnaires while availing of this policy.
  • If travellers are not sure about their medical status, they should consult a doctor and inform them while taking the policy.
  • If travellers do not disclose pre-medical conditions while purchasing the policy, the claim may be cancelled by Southern Cross Travel Insurance Newzealand 2023′

Benefits And Coverage Of Southern Cross Travel Insurance New Zealand 2023

1: Medical Expenses

  1. If you suddenly fall ill while travelling abroad and you have to be hospitalized, you will get unlimited insurance benefits
  2. If a relative has to be called due to your illness, the expenses are also borne by the Insurance Company.
  3. 24-hour unlimited medical assistance will be available in case of emergency.
  4. If dental medical treatment is required in an emergency, up to $2000 will be reimbursed.
  5. If any travellers have to stay in the hospital for more than 72 hours So travellers will get $100 every 24 hours up to $3000.
  6. In the event of an accident abroad, if any travellers need to call their relatives, the insurance company will bear all the expenses.
  7. If a traveller dies due to an accident or illness while travelling abroad, Southern Cross Travel Insurance New Zealand 2023 compensates the insured person up to $50,000 for Funeral expenses or the return of mortal remains.
  8. Up to $100,000 in compensation if travellers die or are injured in a terrorist attack.

2: Trip Cancellation Coverage

  1. The International Comprehensive Plan offers compensation of up to $2500 if travellers have to cancel their trip or change before leaving due to any valid reason.
  2. The International Comprehensive Plan will reimburse up to $2,500 if Travelers’ trip is delayed and Travelers are unable to attend a pre-arranged special event.
  3. Up to $2500 in compensation if the trip is cancelled as per the current terms and conditions of the person concerned.

3: coverage For Changes During the Journey

  1. The International Comprehensive Plan provides reimbursement of up to $50,000 if the traveller’s itinerary changes for any reason after departure.
  2. International Comprehensive Plan of Southern Cross Travel Insurance New Zealand 2023 will provide compensation of up to $500,000 if the trip has to be cancelled or cut short due to any valid reason during the trip.
  3. The International Comprehensive Plan will provide compensation of up to $30,000 if a traveller is interrupted during the journey and the trip is disrupted
  4. The International Comprehensive Plan will reimburse up to $2,500 if Travelers’ trip is delayed and Travelers are unable to attend a pre-arranged special event.
  5. Up to $2500 in compensation if the trip is cancelled as per the current terms and conditions of the person concerned.

4: Coverage For Baggage And Personal Items

  1. International Comprehensive Plan of Southern Cross Travel Insurance New Zealand 2023 provides reimbursement for Travellers’ unspecified jewellery and watches up to $2500 ($1500 per item) against loss, theft and damage during travel.
  2. International Comprehensive Plan of Southern Cross Travel Insurance New Zealand 2023 provides reimbursement for Travellers’ unspecified cameras, personal computers, tablets and laptops up to $30,000 ($3000 per item) against loss, theft and damage during travel.
  3. International Comprehensive Plan provides reimbursement for Travellers’ unspecified other items up to $25,000 ($1500 per item) against loss, theft and damage during travel.
  4. International Comprehensive Plan provides reimbursement for Travellers’ specified optional items up to $15,000 ($10,000 per item) against loss, theft and damage during travel.
  5. All the items are required to be described while taking the policy
  6. International Comprehensive Plan of Southern Cross Travel Insurance Newzealand 2023 provides reimbursement for Travellers’ baggage delay up to $10000 during travel.
  7. This policy will reimburse up to $500 if during the trip the insured traveller needs essential medication for any illness as advised by the rate.

5: Coverage For Cash And Travel Documents

  1. International Comprehensive Plan of Southern Cross Travel Insurance New Zealand 2023 provides reimbursement for Travellers’ cash up to $500 against loss and theft during travel.
  2. International Comprehensive Plan provides reimbursement for Travellers’ travel documents, bank cards and passports up to $1000 against loss, theft and damage during travel.

6: Coverage Of Personal Accidents

  1. The age limit of the policyholder in this policy is 16 to 80 years.
  2. If the policyholder dies or is injured due to an accident while travelling abroad, his/her heirs get financial assistance.
  3. This policy will provide compensation of up to $6500 in case of loss of income due to an accident to the policyholder while travelling abroad.
  4. International Comprehensive Plan of Southern Cross Travel Insurance New Zealand 2023 will provide compensation of up to $50,000 if the policyholder suffers permanent disability due to an accident while travelling abroad.
  5. International Comprehensive Plan of Southern Cross Travel Insurance New Zealand 2023 will provide compensation of up to $50,000 to the heirs if the policyholder loses of life due to an accident while travelling abroad.

7: Coverage Of Personal Liability

  • In case of death, injury or property damage of a third party in an accident during foreign travel and you are found liable and you are liable for compensation, Southern Cross Travel Insurance New Zealand 2023 will cover the policyholder up to $1,000,000. This compensation also includes legal expenses.

8: Coverage For Rental Vehicle

  • The policy will provide compensation of up to $10,000 if the vehicle hired by the policyholder is stolen or damaged due to an accident while travelling abroad.

9: Coverage Of Pet Services

  • International Comprehensive Plan of Southern Cross Travel Insurance New Zealand 2023 will provide covers up to $1,000 for additional expenses of traveller’s pets at boarding facilities trip delay.

10: Coverage For Child Care

  • A non-refundable fee is paid for childcare expenses when the policyholder leaves their child in a childcare facility before travelling abroad. But this policy will reimburse up to $1,000 due to reduced expenses.

Optional Coverage

  • International Comprehensive Plan of Southern Cross Travel Insurance New Zealand 2023 allows travellers to add additional policies like Cruise Travel Insurance Plan, Skiing & Snowboarding Insurance Plan, and Moped & Motor Bike Cover Plan.
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Southern Cross Travel Insurance New Zealand 2023

Disclaimers

  • The post is written for information and study purposes only and we have tried to give the correct information as possible and we are not responsible for any errors.
  • We do not recommend the purchase of any insurance policy and we do not make any kind of promotion
  • Please visit the official website and Read the terms and conditions carefully before buying any insurance policy
  • Thank you very much for reading our post and giving your valuable time.
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