PUFFIN TRAVEL INSURANCE

Cruise Travel Insurance: Hi there! If you’re planning on going on a cruise, you might want to consider getting cruise travel insurance from Nationwide. It’s a great way to protect yourself against any unexpected issues that may arise during your trip, such as missed pre-paid excursions due to itinerary changes, ship-based mechanical breakdowns, or covered shipboard service disruptions. With coverage available for three types of cruising options, you can rest assured that you’ll be prepared for whatever comes your way. So why not get cruise travel insurance and prepare to set sail with peace of mind?

Cruise travel insurance Voyage trip insurance from Nationwide provides content for issues unique to sails, missed pre-paid excursions due to itinerary changes, boat- grounded mechanical breakdowns, and covered shipboard service dislocations. Coverage is available for three types of cruising options

  1. Universal Cruise Travel Insurance
  2. Choise Cruise Travel Insurance
  3. Luxury Cruise Travel Insurance
Cruise Travel Insurance

1 Universel Cruise Travel Insurance

  • If you’re looking for an affordable cruise vacation option that still offers plenty of value and convenience, the Universal Cruise Plan might be just what you need.
  • This plan is specifically designed to meet the needs of travellers who are looking for shorter and more economical cruise options.
  • Of course, it’s important to note that not all coverage is available in every state, so it’s always a good idea to check your Certificate of Coverage to see what exactly is included. But overall, the Universal Cruise Plan is a great choice for anyone looking to enjoy a fun and stress-free cruise vacation without breaking the bank
  • Hello! Here are the benefits and limits of your trip insurance policy. Please note that these limits apply per person.- Trip Cancellation: You can receive reimbursement for up to 100% of your non-refundable trip costs.-
  • Trip Interruption: If you need to interrupt your trip for any reason, you can receive transportation change cost reimbursement of up to 125% of your non-refundable trip costs.
  • This benefit has certain eligibility requirements.
  • You also have a limit of $250 for missed connections or trip delays. Missed connections must cause a delay of 3 hours or more, while other trip delays must be 6 hours or more.- Itinerary Changes:
  • If a covered issue impacts your cruise experience, you can receive up to $100. If an itinerary change causes you to miss a pre-paid excursion, you can receive up to $250.
  • Please note that this benefit is not available to residents of FL, MN, MO, NH, NY, OR, PA, VA, and WA.
  • Emergency Accident and Sickness Medical Expense: You have coverage of $75,000 for emergency medical expenses and $75,000 for emergency medical evacuation.
  • You can also receive up to $750 for emergency dental expenses. This coverage is secondary to any other insurance you may have.
  • Baggage and Personal Effects: If your baggage is lost or stolen, you can receive up to $1,500 in reimbursement. There is also a $600 limit for special items and a $300 per article limit.
  • If your baggage is delayed by 8 hours or more, you can receive up to $250.
  • Key Cancellation/Interruption Covered Reasons: If your trip is impacted by weather, an extension of a school operating session, work-related issues, or terrorism in the itinerary city, you are covered.
  • Refund policy: You have a 10-day review period. Please note that this policy is not available in NY or WA.

2 Choise Cruise Travel Insurance

  • Looking for flexible and affordable cruise coverage? The Choice Cruise Plan might be just what you’re looking for.
  • This plan is perfect for those taking longer cruises or looking for higher levels of coverage, all at great value. Keep in mind that coverage may vary depending on your state of residence, so be sure to check your Certificate of Coverage for details.
  • With benefits like trip cancellation, emergency medical coverage, and lost baggage protection, you can cruise with peace of mind. Plus, with options like Cancel for Any Reason available at an additional cost, you can rest assured that you’re covered no matter what.
  • These are the benefits and limits per person for trip cancellation, trip interruption, missed connection/trip delay, itinerary changes, emergency accident and sickness medical expenses, accidental death and dismemberment, pre-existing condition waiver, baggage and personal effects, and key cancellation/interruption.
  • For trip cancellation, the maximum is 100% of non-refundable trip costs. For trip interruption, the maximum is 150% of non-refundable trip costs if eligibility requirements are met.
  • The limit for missed connection/trip delay is $1,500/$750 respectively. Itinerary changes due to fire, mechanical, or other covered issues impacting the cruise experience after departure vary by state.
  • Itinerary changes causing a pre-paid excursion to be missed have a limit of $500. Emergency accident and sickness medical expenses have a limit of $100,000/$100,000 (secondary coverage), while emergency dental expenses have a limit of $750. Emergency medical evacuation has a limit of $500,000.
  • Accidental death and dismemberment have a limit of $25,000.
  • A pre-existing condition waiver is available if purchased within 14 days of the initial trip payment and other requirements are met.
  • For baggage and personal effects, lost/stolen baggage has a maximum limit of $2,500, with $600 for special items and a $300 per article limit. Baggage delay must be delayed for 8 hours or more and has a limit of $500.
  • Key cancellations/interruptions due to weather, extension of school operating sessions, work-related emergency issues, and terrorism in the itinerary city are included. Cancel for any reason is available at an additional cost if eligible
  • Non-medical evacuation has a limit of $25,000. The refund policy has a 10-day review period and is not available in NY or WA.

3 Luxury Cruise Travel Insurance

  • As an experienced cruise traveller, you’ll be glad to know that the Luxury Cruise Plan offers increased benefits for more complex itineraries. Rest assured that you’ll be covered for any unexpected situations that may arise during your voyage. Just remember to check your Certificate of Coverage for details on which benefits are available in your state. Bon voyage!
  • This plan offers a variety of benefits and limits for your travel insurance.
  • If you need to cancel your trip for any reason, you can receive up to 100% of the non-refundable trip costs.
  • However, if you choose to cancel for any reason, you must do so at least two days before your departure.
  • If you need to interrupt your trip for any reason, you can receive up to 150% of the non-refundable trip costs for transportation costs (if eligibility requirements are met).
  • For missed connections or trip delays, you can receive up to $2,500 or $1,000 respectively (the missed connection must cause a delay of 3 hours or more, while other trip delays must be 6 hours or more).
  • If you experience a covered issue that impacts your cruise experience after departure, you can receive up to $250 for itinerary changes.
  • If you miss a pre-paid excursion due to an itinerary change after departure, you can receive up to $1,000.
  • This plan also provides coverage for emergency medical expenses, dental expenses, medical evacuation, and accidental death & dismemberment.
  • If you purchase pre-existing condition waiver within 14 days of your initial trip payment and meet all eligibility requirements, you can receive coverage for pre-existing conditions.
  • For lost or stolen baggage, you can receive up to $2,500 (with a $1,000 max for special items and a $500 per article limit).
  • If your baggage is delayed by 6 hours or more, you can receive up to $1,000.
  • key cancellation and interruption coverage includes weather, an extension of school operating session, work-related emergency issues, terrorism in the itinerary city, and Centers for Disease Control and Prevention health warnings at your destination.
  • If you meet the eligibility requirements, you can also purchase or cancel for any reason coverage at an additional cost.
  • this plan also offers non-medical evacuation coverage up to $25,000.
  • refund policy includes a 10-day review period, but please note that it is not available in NY or WA

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