Best Student Travel Insurance In India

Best Student Travel Insurance In India: Hello, Future of India Today we provide useful information to secure your foreign travel for up to 7 years for higher studies. Royal Sundaram General Insurance is specially designed Best Student Travel Insurance In India to overcome student hurdles and make student dreams come true.

Hospital expenses abroad are 3 to 5 times that of our country, Any interruption in higher studies abroad can lead to huge financial losses. but this policy is specially designed to overcome your hurdles and make your dreams come true.

Eligibility For Best Student Travel Insurance In India

  1. A student must be in good health to purchase this policy
  2. The minimum age of the proposer must be 18 years to purchase this policy.
  3. At the time of purchasing this policy, the minimum age of the insured person must be 12 years.
  4. This policy can be purchased by students for up to a maximum of 40 years.
  5. This policy can be taken for at least one year.
  6. No medical report is required to buy this policy

Types Of Student Travel Insurance Policy

Various plans have been made according to the study time of the students, according to the budget and keeping in mind different preferences. The plans are as follows

  1. Silver
  2. Gold
  3. Platinum
  4. Titanium
  5. Diamond

Benefits, Sub-Limits And Deductible Amounts

1: Medical Emergency Coverage

If a policyholder student needs to be in emergency treatment or relocated for emergency medical treatment during study abroad. Then all planes will pay compensation as follows

Silver$50,000
Gold$100,000
Platinum$250,000
Titanium$500,000
Diamond$750,000
Deductible$100
Best Student Travel Insurance In India

2: Dental Pain Relief

The policyholder will reimburse the student in all plans of Best Student Travel Insurance In India for the treatment required to cure the pain of dental disease as follows:

Silver$250
Gold$300
Platinum$400
Titanium$500
Diamond$500
Deductible$100
Best Student Travel Insurance In India

3: Coverage For Accidental Death And Desembersment

If the policyholder dies or becomes permanently disabled due to an accident within 12 months from the date of the accident while travelling abroad Then all planes will pay compensation as follows.

Silver$10,000
Gold$25,0000
Platinum$25,000
Titanium$30,0000
Diamond$50,000
DiductibleNo
Best Student Travel Insurance In India

4: Repatriation For Mortal Remains Coverage

If an insured student dies due to an accident or illness during the study abroad, then as per the statutory norms stipulated at the time of purchasing the policy. All Planes of Royal Sundaram General Insurance’s Best Student Travel Insurance In India will pay the following compensation for the funeral and repatriation of the mortal remains of the policyholder.

Silver$2,500
Gold$5,000
Platinum$7,500
Titanium$10,000
Diamond$10,000
DeductibleNo
Best Student Travel Insurance In India

5: Coverage For Delay Of Chaked Baggage

This policy is only valid during travel outside India if the policyholder student’s checked baggage is delayed by more than 6 hours and is required to purchase necessary items then all the plans of this policy provide the following compensation.

Silver
Gold$50
Platinum$150
Titanium$250
Diamond$250
DeductibleNo

6: Coverage For Loss Of Baggage

Pre-determined compensation will be paid by Royal Sundaram General Insurance’s Best Student Travel Insurance In India if the insured student’s baggage is in a common carrier during the journey and is completely lost. All the plans of this policy provide the following compensation.

Silver$500
Gold$1,000
Platinum$2,000
Titanium$2,500
Diamond$2,500
DeductibleNo
Best Student Travel Insurance In India

7: Coverage For Personal Liability

In case of death, injury or property damage of a third party in an accident during foreign travel and you are found liable and policy-holder students are liable for compensation and wrongful arrest then All Planes of Royal Sundaram General Insurance’s Best Student Travel Insurance In India will pay the following compensation.

Silver$100,000
Gold$100,000
Platinum$500,000
Titanium$500,000
Diamond$500,000
Deductible$100

8: Coverage For Loss Of Passport

If the student’s passport or travel documents are lost during the trip abroad and the policyholder informs the policy within 24 hours Then all the planes of the policy will pay as per the pre-determined returns as stated below.

Silver$ 250
Gold$ 250
Platinum$ 250
Titanium$ 250
Diamond$ 250
DeductibleNo

9: Coverage For Trip Delay

If the insured student’s trip is interrupted by a natural calamity, terrorist act or any other reason then The policyholder will get compensation within the fixed limits shown in the table below. The benefit is a one-time payment.

SilverMax. $ 100 ($10/12 Hour)
GoldMax. $ 100 ($10/12 Hour)
PlatinumMax. $ 100 ($10/12 Hour)
TitaniumMax. $ 100 ($10/12 Hour)
DiamondMax. $ 100 ($10/12 Hour)
DeductibleNo

10: Coverage For Higeking

If an insured student is abducted while travelling abroad and remains in captivity for more than 12 hours then The policy will pay the policyholder a pre-determined maximum compensation every 24 hours as shown in the table below.

SilverMax. $500 ($100/Day)
GoldMax. $500 ($100/Day)
PlatinumMax. $500 ($100/Day)
TitaniumMax. $500 ($100/Day)
DiamondMax. $500 ($100/Day)
DeductibleAfter 12 Hour

11: Coverage For Missed Connection And Missed Departure

If for any reason your connecting flight is missed on a non-Indian band while travelling from India then the policy will pay the compensation to the policy holder as per the table below already decided.

12: Support services

The company will provide the policyholder with information about the country abroad, information about the cost of Currencies and assistance and guidance for services like vaccination.

13: Coverage For Compassionate Visit

If an insured student has to stay in the hospital for more than 5 days and a relative is called from India as advised by the insurer then the Incoming relative will get economy class tickets and other compensation in the following limits. This compensation will be available once during the policy period.

Silver$1500
Gold$5,000
Platinum$7,500
Titanium$10,000
Diamond$10,000
DeductibleNo

13: Coverage For Bil Bond

In case of inadvertent breach of law or wrongful arrest, the company will pay compensation within the following limits:

Silver$500
Gold$1,000
Platinum$5000
Titanium$5,000
Diamond$5,000
DeductibleNo

14: Coverage For Study Interruption

If a policyholder’s studies are disrupted for more than 1 month due to illness, accident or

Silver$7,500
Gold$7,500
Platinum$15,000
Titanium$25,000
Diamond$25,000
DeductibleNo

15: Coverage For Compassionate Visit

If an insured student is hospitalized for more than 5 days due to a covered illness or concussion and his/her family member is forced to call from India as advised by the doctor Then the policy will reimburse an economy class ticket and $200 per day for accommodation of the family member within the limit as shown below.

Silver$1,500
Gold$5,000
Platinum$7,500
Titanium$10,000
Diamond$10,000
DeductibleNo

16: Coverage For Sponsor

In case of death of parents declared at the time of admission to the College and as defined in the policy report, this policy will cover the following maximum limits:

Silver$10,000
Gold$10,000
Platinum$20,000
Titanium$25,000
Diamond$25,000
DeductibleNo

17: Coverage For Maternity Termination

If after 10 months from the effective date of the policy, the insured student is forced to terminate the pregnancy as per medical advice, Royal Sundaram General Insurance’s Best Student Travel Insurance In India will be reimbursed for the medical expenses related to the termination of pregnancy.

18: Coverage For Mentale And Nurvouse Desorder Diseases

The policy will provide compensation for treating mental and nervous disorders within the following limits.

Silver
Gold$500
Platinum$1,000
Titanium$2,000
Diamond$2,500
DeductibleNo

19: Coverage For Cancer And Memmografic Test

All plans of Royal Sundaram General Insurance’s Best Student Travel Insurance In India will reimburse reasonable and customary expenses for cancer and mammographic tests performed as per medical advice.

Silver$250
Gold$500
Platinum$1,500
Titanium$2,500
Diamond$3,000
DeductibleNo

20: Coverage For Pre-Existing Conditions Accident And Sickness

All plans of Royal Sundaram General Insurance’s Best Student Travel Insurance In India will provide compensation as given below for pre-existing illnesses to save lives in times of emergency Dark costs in life-threatening events that are incurred to treat immediate acute pain.

Silver$500
Gold$1,000
Platinum$2,500
Titanium$5,000
Diamond$5,000
DeductibleNo

21: Coverage For Physiotherapy

This policy covers the expenses arising out of the written recommendation of physiotherapy treatment by the doctor due to the accident up to the following limits.

Silver$500
Gold$500
Platinum$500
Titanium$500
Diamond$500
DeductibleNo

22: Coverage For Insured’s Child Care

If the insured’s child is between 7 to 90 days of age during study abroad and is hospitalized for more than 2 days during treatment then all plans of Royal Sundaram General Insurance’s Best Student Travel Insurance In India will pay compensation within the following limits.

Silver$250
Gold$500
Platinum$1,000
Titanium$1,250
Diamond$1,500
DeductibleNo

23: Coverage For Ambulance Charges

All plans of Royal Sundaram General Insurance’s Best Student Travel Insurance In India will reimburse the expenses of the ambulance required to reach the hospital from home, the accident site or in case of disability within the limits specified below.

Silver$250
Gold$250
Platinum$250
Titanium$500
Diamond$500
DeductibleNo

24: Coverage For Laptop

If an insured student’s laptop is lost, broken or stolen while studying abroad then the insurance company will give compensation 25% less than the current market price within the limit shown below.

Silver
Gold
Platinum$500
Titanium$500
Diamond$500
DeductibleNo
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Disclaimers

  • The post is written for information and study purposes only and we have tried to give the correct information as possible and we are not responsible for any errors.
  • We do not recommend the purchase of any insurance policy and we do not make any kind of promotion
  • Please visit the official website and Read the terms and conditions carefully before buying any insurance

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